Financial advice that does not get more expensive as your portfolio grows.

Fully included. Every ongoing planning relationship includes comprehensive financial planning with integrated investment management not as an add-on, but as a core part of how the relationship works. Portfolio decisions connect to your tax-aware financial strategy, retirement income timing, cash flow needs, and estate planning. That integration is what separates this from advice-only firms (who plan but do not manage investments) and pure investment managers (who manage portfolios but do not do deep planning). All-inclusive comprehensive financial planning with integrated investment management under one flat fee is a rarer offering than it should be. We think it is the right way to deliver financial advice.

For ongoing planning relationships, we work with clients to consolidate non-employer-sponsored accounts at Altruist, our custodian. This is not a bureaucratic requirement, it is what makes the relationship work well. Consolidating non-employer accounts at Altruist gives us the visibility, coordination, and execution capability to actively manage your investments, implement tax-aware strategies, and track your financial plan in real time. Fragmented accounts across multiple custodians limit what we can do for you. Employer-sponsored accounts 401(k), 403(b), deferred compensation plans, stay where they are. We will walk through what consolidation looks like for your specific situation during your Financial Clarity Session.

Portfolio size is one useful guide, but the right tier ultimately comes down to planning complexity, the number of interconnected decisions you are navigating, and the level of coordination and advisor access you want. Momentum ($500K to $1M) fits professionals building financial structure who want professional investment management and quarterly planning accountability. Elevate ($1M to $3M) fits high-income executives and professionals whose financial decisions — tax-aware investing, equity comp, retirement, lifestyle — need active, proactive coordination. Legacy ($3M to $10M) is designed for households with more complex, higher-stakes decisions requiring embedded advisor partnership and proactive outreach. Private Client ($10M+) delivers ongoing year-round strategic oversight across investments, tax strategy, estate planning, business interests, and family wealth. The Good Fit Meeting is the right place to figure this out together — no obligation, just a real conversation.

Concurrent Wealth Management works primarily virtually with clients nationwide. Most clients find virtual meetings more efficient and easier to fit into demanding schedules. Legacy relationships include one optional in-person strategic planning meeting annually. Private Client relationships include up to two.

Yes. Some clients begin with Advice-Only planning to get a comprehensive financial roadmap and strategic clarity before deciding whether an ongoing planning relationship makes sense. It is a structured flat-fee engagement with organized recommendations and clear implementation guidance you can act on independently.

No. While Concurrent Wealth Management has deep experience working with oil and gas executives and professionals and understands the specific complexity of deferred compensation, RSU and PSU planning, concentrated energy sector positions, and retirement transitions from energy careers, we work with high-income professionals, executives, business owners, and families nationwide.