Flat-Fee Financial Advisor in Houston
Money with meaning.
Wealth with well-being.
Independent, Flat-Fee Financial Advisor | Founder, Concurrent Wealth Management
Dr. Preston Cherry is a Houston-based, flat-fee fiduciary financial advisor and founder of Concurrent Wealth Management, working directly with high-income Gen X professionals, executives, and oil & gas leaders on retirement, tax, and investment decisions during pivotal life and career transitions.
Based in Houston and serving clients nationwide, he provides comprehensive financial planning with integrated investment management, delivered through a transparent flat-dollar fee structure tied to complexity and value, not portfolio growth.
He advises clients nationally through comprehensive, fiduciary financial planning designed to align financial strategy with long-term stability, flexibility, and well-being.
Strategic Financial Planning for Peak Earning Years
You’re successful. You’ve worked hard. You’ve built income and grown assets. But is your wealth truly aligned with your life?
I advise executives, business owners and high-earning professionals through comprehensive, fiduciary financial planning designed to strengthen retirement durability while preserving lifestyle flexibility today.
That means integrating tax strategy, equity compensation planning, investment architecture and behavioral guidance so you can make confident decisions during your peak earning years — without compromising your long-term financial position.
You still wonder
- “I make good money… so why do I still feel behind?”
- “Am I doing all this just to feel more anxious?”
- “Why does financial success still feel so uncertain?”
- “Can I really retire on time... or am I just hoping it all works out?”
If you’ve asked yourself any of these, you’re not alone.
It’s not about working harder. It’s about getting aligned.
That’s where I come in
I help Gen X professionals align their finances with their values so their money supports the life they want today and in retirement.
The goal is simple: clear decisions, confident direction, and a financial plan that reflects who you are, not just what you earn.
As a CFP® professional and PhD-trained financial planner with a background in financial therapy, I bring both technical expertise and emotional insight to help clients move forward with clarity and control.
Featured Insights & Expertise
Dr. Preston Cherry shares insights on financial planning, tax strategy, and wealth decisions for high-income professionals navigating complex financial lives.
Is Paying 1% to a Financial Advisor Worth It?
A breakdown of flat-fee vs AUM pricing and what high-income professionals should consider when evaluating advisory costs.
Flat-Fee vs AUM: What Investors Should Know
Featured in Kiplinger, this article explores how pricing structures impact long-term outcomes and decision-making.
Financial Planning for TechnipFMC Employees
Insights on RSUs, bonuses, and tax strategy for energy professionals.
TechnipFMC RSUs, Bonuses, and Taxes
How equity compensation and tax decisions impact long-term financial flexibility.
What I Do Today
Today, I serve high-achieving Gen X professionals, business owners, and decision-makers who want clarity, emotional confidence, and a financial plan that reflects who they are.
As an:
- Award-winning Financial Advisor
- Certified Financial Planner® (CFP®)
- PhD-trained Personal Financial Planner
- Author of Wealth in the Key of Life
I help clients make decisions that align their wealth with their life—so success feels intentional, not exhausting.
I provide values-based financial strategies that help you break money guilt, optimize your wealth, and feel good doing it.
You may have seen my insights on
But the most important work happens one-on-one – helping clients break money guilt, design personalized strategies, and live well.
Wealth in the Key of Life
My book, Wealth in the Key of Life, shares the harmony between financial planning and emotional well-being.
Published by Wiley and available on Amazon, Barnes & Noble, and Books-A-Million, the book guides readers through the process of aligning money with life’s deeper purpose—something I help my clients do every day.
The Life You Want Is Possible
You don’t need more grind culture. You need a financial strategy rooted in alignment that gives you clarity, confidence, and the freedom to live on your terms.
Ready to Take the Next Step?
Let’s talk. Schedule your no-cost “good-fit” conversation today and let’s begin building a financial life that reflects who you truly are.
